12 St. James Crt
Cabbagetown-South St. James Town, Toronto, Ontario M4X 1X4
- Bedrooms
- 2+1
- Bathrooms
- 3
- Size
- 2,000–2,500sq ft
- Per sq ft
- $711at the range’s middle
- Lot
- 14.62 x 98.85 ft
- Tax a year
- $8,0412026 tax year
- Built
- 31-50
- Parking
- 1none
- Days on market
- Members
The brief
About 12 St. James Crt
12 St. James Crt is a 2+1-bedroom, 3-bathroom freehold townhouse in Cabbagetown-South St. James Town, Toronto, listed for sale at an asking price of $1,599,000 (MLS® C14088644).
Walk to the end of historic Wellesley Street and you'll find a quiet court tucked away from it all. This is 12 St James Court, and it's the kind of address you'll want to keep to yourself.This is Cabbagetown. Saturday mornings at Riverdale Farm, evening walks through Riverdale Park, and a short stroll to local shops and restaurants where people actually know your name. Transit and the DVP are minutes away, so downtown living comes without the noise.Inside, the home has been completely transformed, top to bottom. Every room was rethought and every finish chosen with purpose. The kitchen has quartz countertops and room to cook and gather, and the living room is anchored by a wood-burning fireplace with a walkout to the deck. Hardwood runs throughout, and the electrical has been fully upgraded, so the peace of mind goes deeper than the finishes.Upstairs, skylights pour natural light across the second floor. The primary suite has a 3-piece ensuite and walk-in closet, and the second bedroom is generously sized. The finished lower level adds a third bedroom and walks out to a private backyard oasis, a rare find for downtown living.Nearly 2,200 square feet, move-in ready, in one of Toronto's most loved neighbourhoods. Some homes get a refresh. This one got a total transformation.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall19/100−$3,240/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 6 homes with 3 bedrooms for lease in Cabbagetown-South St. James Town right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,041 / 2026
- MLS® number
- C14088644
- Board
- TRREB MLS®
- Property Type
- Att/Row/Twnhouse
- Building Age
- 31-50
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 14.62 x 98.85 ft
- Listed on
- Parking
- None, 1 Parking
Property details
Property
- Property Type
- Att/Row/Twnhouse
- Style
- 2-Storey
- Community
- Cabbagetown-South St. James Town
- Municipality
- Toronto
Building
- Size
- 2000-2500 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 2+1
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc 2nd, 1 × 4pc 2nd, 1 × 2pc Bsmt
- Basement Type
- Walk-Out
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 1
- Total Parking
- 1
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 14.62 ft
- Depth
- 98.85 ft
- Lot Size
- 14.62 x 98.85 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, All ELF's and window coverings
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.18 × 6.27 m | Backsplash, Eat-In Kitchen, Quartz Counter | Main |
| Living | 4.22 × 5.69 m | Fireplace, W/O To Deck, hardwood floor | Main |
| Dining | 2.92 × 3.2 m | hardwood floor, Raised Floor | Main |
| Primary | 3.96 × 4.24 m | 3 Pc Ensuite, Large Window, Large Closet | 2nd |
| Room 5 | 3.51 × 4.27 m | Large Window, hardwood floor, Large Closet | 2nd |
| Family | 4.22 × 6.2 m | Cork Floor, Walk-Out | Bsmt |
| 3rd Br | 3.81 × 4.22 m | Large Window, Large Closet | Bsmt |
Listing history
Buy/sell history for 12 St. James Crt, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,599,000 | N/A | For Sale | C14088644 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $319,800
- Total mortgage amount
- $1,279,200
- Total interest payment
- $909,300
- Total purchase cost
- $2,508,300
- Mortgage payment
- $7,295/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
56%Monthly carrying cost
$7,965- Rent $4,725
- Shortfall $3,240
Rental income opens at $4,725, the median asking rent of 6 comparable homes for lease in Cabbagetown-South St. James Town. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $28,455
- Toronto municipal land transfer tax
- $28,455
- Total land transfer tax
- $56,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $48,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,599,000
- $23,980
- Ontario total
- $28,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $28,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 1,445 sq ft134 m²
- Street frontage
- 14.62 ft4.5 m
- Depth
- 98.85 ft30.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 46 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 4.5 km4.5 km
- Mapped parcel: about 1,440 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 310 m310 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 2.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- On the Heritage Register — Part V, by-law 259-2004
- In the Cabbagetown North Heritage Conservation District, by-law 259-2004
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d1.0) (x851)By-law
569-2013Municipality
Toronto1 d1.0
Density: floor area is capped at 1.0 times the lot area.
2 x851
Site-specific exception 851: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(851)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
No building permits on file at this address.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
509 PARLIAMENT STOfficial plan or zoning amendmentOMB Appeal
Zoning By-law Amendment law to permit the development of site for a 10-storey mixed-use building (38.6 metres) with retail at-grade (278 square metres) and 60 dwelling units. The western (Parliament Street) elevation of the existing 1½ storey listed heritage building at 509 Parliament Street is proposed to be retained. The proposal has been revised and removed the property at 505 Parliament Street from the original development proposal.
600 m away240 WELLESLEY ST ESite planUnder Review
Site Plan Approval application to permit three new buildings on the lands, comprising a 47-storey mixed-use building with 5,770 square metres of non-residential uses in the lower floors and 620 dwelling units, a 21-storey building with 300 dwelling units, and a 9-storey building with 65 dwelling units, including 27 replacement rental units. A 2,209 square metre public park and enhanced open spaces with a range of programming across the site are proposed. A new public street, which would extend Rose Avenue through to the northern boundary of the site and a series of private streets across the site are proposed. The proposal includes modifications to the layout and uses within the existing buildings to create new amenity and non-residential spaces, which would result in the loss of 27 existing rental dwelling units that would be replaced in the new 9-storey building. The remaining 2,197 rental dwelling units are proposed to be retained, along with 2,986 square metres of existing non-residential space. The existing and proposed buildings would result in 3,182 dwelling units with a gross floor area of 224,675 square metres, and 8,756 square metres of non-residential gross floor area, for a total gross floor area of 233,431 square metres across the site.
600 m away240 WELLESLEY ST EPlan of subdivisionUnder Review
Draft Plan of Subdivision to establish two development blocks with pedestrian and vehicular connections into and through the subject site. A new public park and publicly-accessible open spaces, framed by the addition of new buildings to be incorporated enhance the pedestrian experience of St. James Town neighbourhood.
600 m away505 PARLIAMENT STOfficial plan or zoning amendmentOMB Appeal
Zoning By-law Amendment law to permit the development of site for a 10-storey mixed-use building (38.6 metres) with retail at-grade (278 square metres) and 60 dwelling units. The western (Parliament Street) elevation of the existing 1½ storey listed heritage building at 509 Parliament Street is proposed to be retained. The proposal has been revised and removed the property at 505 Parliament Street from the original development proposal.
610 m away682 BROADVIEW AVEOfficial plan or zoning amendmentUnder Review
Official Plan and Zoning By-law Amendment to faciliate a development of two buildings of 39 and 42 storeys. A total of 857 residential dwelling units are proposed with a non-residential GFA of 1,895.92m2. A total of 67 vehicular and 957 bicycle parking spaces are proposed.
750 m away682 BROADVIEW AVEPlan of subdivisionUnder Review
Draft Plan of Subdivision for 7 lots.
750 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Townhouses for sale in Cabbagetown-South St. James Town right now
- For sale now
- 10
- Median asking price
- $1.6M
- New in 7 days
- 0
- Price cuts
- 20%
Middle half: $1.45M to $1.74M
5 in 28 days
2 listings
This home is asking at the median.
See all homes in Cabbagetown-South St. James TownAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Castle Frank Station | TTC subway: Line 2 Bloor-Danforth | 550 m |
| Broadview Station | TTC subway: Line 2 Bloor-Danforth | 950 m |
| Sherbourne Station | TTC subway: Line 2 Bloor-Danforth | 1 km |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 3 km |
| Leaside Station | TTC light rail: Line 5 Eglinton | 4.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Sprucecourt Junior Public SchoolToronto DSB | Public · grades JK–8 | 600 m | 58%Grade 6 average |
| Rose Avenue Junior Public SchoolToronto DSB | Public · grades JK–6 | 650 m | 49%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 900 m | 66%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.6 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Martin Catholic School (St.Martin)Toronto CDSB | Catholic · grades 9–12 | 250 m | — |
| Rosedale Heights School of the ArtsToronto DSB | Public · grades 9–12 | 450 m | 66%Grade 9 math |
| CALC Secondary SchoolToronto DSB | Public · grades 9–12 | 700 m | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.3 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Cabbagetown-South St. James Town are shown to signed-in members.