109 Fermanagh Ave
Roncesvalles, Toronto, Ontario M6R 1M1
- Bedrooms
- 5+1
- Bathrooms
- 4
- Size
- 2,000–2,500sq ft
- Per sq ft
- $1,066at the range’s middle
- Lot
- 29.67 x 118 ft
- Tax a year
- $8,1222026 tax year
- Parking
- 42 detached
- Days on market
- Members
The brief
About 109 Fermanagh Ave
109 Fermanagh Ave is a 5+1-bedroom, 4-bathroom detached house in Roncesvalles, Toronto, listed for sale at an asking price of $2,399,000 (MLS® W14100710).
Prime Roncesvalles Village! Fully rebuilt from the ground up, this exceptional detached 3.5-storey LEGAL DUPLEX offers over 2,600 sq. ft. of beautifully finished living space, including a fully finished basement with separate entrance. Featuring 5+1 bedrooms and 4 bathrooms, this is the kind of home growing families wait for in Roncesvalles-and rarely find. Designed with modern family living in mind, the bright open-concept main floor offers seamless flow, abundant natural light and a sophisticated contemporary feel. At the heart of the home is a brand-new, magazine-worthy eat-in kitchen featuring quartz countertops, sleek cabinetry, designer backsplash and finishes (2026), a charming bay window, coffee bar and abundant storage-perfect for busy mornings, family dinners and entertaining. Generously proportioned bedrooms provide exceptional space for a growing family, while thoughtful design and quality craftsmanship are evident throughout. The fully finished lower level with separate entrance and additional bedroom offers outstanding flexibility for extended family, a nanny suite, home office or potential rental income. A rare bonus is the oversized detached 2-car garage with laneway access-an exceptional find in this neighborhood. Ideally located in one of Toronto's most sought-after family communities, just steps to the shops, cafes and restaurants of Roncesvalles Village, Sorauren Park, High Park, excellent schools and transit. Move-in ready, extensively upgraded and offering an outstanding combination of space, flexibility and location-this is more than a beautiful home; it's a smart investment in your family's future.
Insights
Condition Score
Good73/1001 documented update signal
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall20/100−$4,622/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 49 detached homes with 6 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,122 / 2026
- MLS® number
- W14100710
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 2000-2500 sqft
- Lot Size
- 29.67 x 118 ft
- Listed on
- Parking
- 2 Detached, 4 Parking
Property details
Property
- Property Type
- Detached
- Style
- 3-Storey
- Community
- Roncesvalles
- Municipality
- Toronto
Building
- Size
- 2000-2500 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 5+1
- Bathrooms
- 4
- Bathroom Details
- 1 × 4pc 2nd, 1 × 3pc 2nd, 1 × 3pc 3rd, 1 × 4pc Bsmt
- Basement Type
- Apartment
- Kitchens
- 1
Parking
- Driveway
- Available
- Garage Type
- Detached
- Garage
- 2
- Additional Parking
- 2
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 29.67 ft
- Depth
- 118 ft
- Lot Size
- 29.67 x 118 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- All Elf's.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 1.9 × 3.8 m | — | Main |
| Living | 4.37 × 7.35 m | — | Main |
| Dining | 4.37 × 7.35 m | — | Main |
| Kitchen | 3.26 × 4.26 m | — | Main |
| Laundry | 2.18 × 3.26 m | — | Main |
| Primary | 2.94 × 3.76 m | — | 2nd |
| Br | 2.52 × 3.48 m | — | 2nd |
| 2nd Br | 3.0 × 3.69 m | — | 2nd |
| 3rd Br | 3.11 × 4.19 m | — | 3rd |
| 4th Br | 3.76 × 4.09 m | — | 3rd |
| Living | 3.73 × 3.89 m | — | Bsmt |
| Kitchen | 2.64 × 2.97 m | — | Bsmt |
| Pantry | 1.35 × 1.37 m | — | Bsmt |
| 5th Br | 2.97 × 3.71 m | — | Bsmt |
Listing history
Buy/sell history for 109 Fermanagh Ave, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $2,399,000 | N/A | For Sale | W14100710 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $479,800
- Total mortgage amount
- $1,919,200
- Total interest payment
- $1,364,300
- Total purchase cost
- $3,763,300
- Mortgage payment
- $10,945/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
54%Monthly carrying cost
$11,622- Rent $7,000
- Shortfall $4,622
Rental income opens at $7,000, the median asking rent of 49 comparable homes for lease in Toronto. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $46,450
- Toronto municipal land transfer tax
- $46,450
- Total land transfer tax
- $92,900
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $84,425
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,399,000
- $9,975
- Ontario total
- $46,450
Toronto’s municipal tax uses the same brackets at this price, so it adds another $46,450.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 3,501 sq ft325 m²
- Street frontage
- 29.67 ft9 m
- Depth
- 118 ft36 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation3
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m2 test or monitoring holes also recorded.250 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity4
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 107 building permits issued within 250 m in the last 2 years250 m
- Nearest airport: 4.0 km4 km
- Mapped parcel: about 2,520 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · toronto.parcels
Around the home2
- Nearest rail line: 550 m550 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Nestle Canada Inc. — STERLING ROAD FACTORY, 820 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at a household 60 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (60 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.60 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
Zone
R (d0.6) (x296)By-law
569-2013Municipality
Toronto1 d0.6
Density: floor area is capped at 0.6 times the lot area.
2 x296
Site-specific exception 296: this site has rules of its own, written in the by-law.
3 Where this is written
Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(296)
4 What that means in practice
These are the zone’s rules, not permission for this lot. What can be built also depends on the exceptions, overlays and setbacks that apply here. Confirm with the City before you plan.
City of Toronto Zoning By-law 569-2013, read at this address from the City’s zoning map. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
7 building permits cleared at this address in the City’s file.
Building Permit Related(MS)Closed
HVAC - Proposed third floor addition, second dwelling unit in basement (Duplex), rear exterior stairs.
Issued November 12, 2024
Building Permit Related(PS)Closed
Plumbing - Proposed third floor addition, second dwelling unit in basement (Duplex), rear walkout stairs, front canopy over stairs, and addition to garage for a Laneway Suite.
Issued November 12, 2024
Multiple ProjectsClosed
Proposed third floor addition, second dwelling unit in basement (Duplex), rear exterior stairs.
Issued November 12, 2024
Addition(s)Cancelled
Proposal for addition and alterations in existing detached garage for laneway suite.
Completed December 27, 2024
Building Permit Related(PS)Cancelled
Plumbing - PROPOSAL FOR ADDITION AND ALTERATIONS IN EXISTING DETACHED GARAGE FOR LANEWAY SUITE.
Completed December 27, 2024
Building Permit Related(MS)Cancelled
Hvac - proposal for addition and alterations in existing detached garage for laneway suite.
Completed December 27, 2024
UnknownApplication Received
Applied January 16, 2023
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 2 open development applications within 800 m of this home.
40 WABASH AVESite planUnder Review
City-initiated site plan application proposes a Community Recreation Centre adjacent to Sorauren Park. The community centre will be a 4 storey (26 metre) building with programs identified in the City's Parks and Recreation Facilities Master Plan to include a double gymnasium, an aquatic component, multipurpose rooms and fitness room spaces.
500 m away6 HOWARD PARK AVECondominiumUnder Review
*** 128 dwelling units, 40 parking spaces
650 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Detached homes for sale in Roncesvalles right now
- For sale now
- 9
- Median asking price
- $1.5M
- New in 7 days
- 3
- Price cuts
- 11%
Middle half: $1.4M to $2.4M
5 in 28 days
1 listing
This home is asking 60% above the median.
See all homes in RoncesvallesAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Bloor GO | GO Transit train: KitchenerUP Express train | 1.2 km |
| Dundas West Station | TTC subway: Line 2 Bloor-Danforth | 1.2 km |
| Keele Station | TTC subway: Line 2 Bloor-Danforth | 1.4 km |
| Lansdowne Station | TTC subway: Line 2 Bloor-Danforth | 1.5 km |
| High Park Station | TTC subway: Line 2 Bloor-Danforth | 1.7 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Vincent de Paul Catholic SchoolToronto CDSB | Catholic · grades JK–8 · French Immersion | 50 m | 79%Grade 6 average |
| Fern Avenue Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 · French Immersion | 200 m | 80%Grade 6 average |
| Garden Avenue Junior Public SchoolToronto DSB | Public · grades JK–6 | 350 m | 98%Grade 6 average |
| École élémentaire Charles-SauriolConseil scolaire Viamonde | French-language public · grades JK–8 | 2.5 km | 95%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| ÉSC Saint-Frère-AndréConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 900 m | 69%Grade 9 math |
| École secondaire Toronto OuestConseil scolaire Viamonde | French-language public · grades 9–12 | 1 km | 82%Grade 9 math |
| Bishop Marrocco/Thomas Merton Catholic Secondary SchoolToronto CDSB | Catholic · grades 9–12 · French Immersion | 1.2 km | 41%Grade 9 math |
| Parkdale Collegiate InstituteToronto DSB | Public · grades 9–12 | 1.2 km | 61%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Roncesvalles are shown to signed-in members.