- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 800–899sq ft
- Per sq ft
- $1,224at the range’s middle
- Tax a year
- $5,6932026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 3410-1080 Bay St
3410-1080 Bay St is a 2-bedroom, 2-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $1,039,900 (MLS® C13780008).
Prestigious Luxury Living At The Renowned U Condominiums Built by Pemberton Group! U Condo=Condo in University! Approx. 900 Sq.Ft. 2 Bedroom 2 bathroom Unit Plus An Impressive 277 Sq.Ft. Of Oversized Balconies. Bright & Spacious Open-Concept Layout With 9-Ft Floor-To-Ceiling Windows Filling The Unit With Natural Light. Functional Split 2-Bedroom, 2-Bathroom Design Offering Excellent Privacy. Spacious Primary Bedroom & Generous-Sized Second Bedroom. Both Bedrooms Feature Large Windows.Modern Designer Kitchen With Quartz Countertops & Backsplash, Centre Island, Valance Lighting & Built-In European Appliances. Located Steps To University of Toronto, Yorkville, Bay/Bloor Luxury Shopping, Fine Dining, TTC Subway Stations & Minutes To The Financial District. Enjoy World-Class Building Amenities Including 24 Hr Concierge, 3-Storey Grand Lobby, Fitness Centre With Cardio & Exercise Rooms, Yoga Studio, Steam Room, Library, Party Room, Billiards Room, Rooftop Terrace & Underground Visitor Parking.1 Underground Parking Space & 1 Locker included.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall10/100−$2,985/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 106 condos with 2 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $5,693 / 2026
- MLS® number
- C13780008
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 800-899 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Multi-Level
- Community
- Bay Street Corridor
- Municipality
- Toronto
Building
- Size
- 800-899 sqft
- Construction
- Concrete Block
Inside
- Bedrooms
- 2
- Bathrooms
- 2
- Bathroom Details
- 1 × 4pc Main, 1 × 3pc Main
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- Yes
- Family room
- Yes
- Extras
- fridge, cooktop, oven, dishwasher, washer and dryer.2 bedroom bed and mattress
- Condo maint.
- $766
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 3410-1080 Bay St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,039,900 | N/A | Pc | C13780008 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $207,980
- Total mortgage amount
- $831,920
- Total interest payment
- $591,580
- Total purchase cost
- $1,631,480
- Mortgage payment
- $4,745/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
70%Monthly carrying cost
$5,985- Rent $3,000
- Shortfall $2,985
Rental income opens at $3,000, the median asking rent of 106 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $17,273
- Toronto municipal land transfer tax
- $17,273
- Total land transfer tax
- $34,546
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $26,071
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,039,900
- $12,798
- Ontario total
- $17,273
Toronto’s municipal tax uses the same brackets at this price, so it adds another $17,273.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
2 building permits cleared at this address in the City’s file.
Interior AlterationsClosed
Proposal for interior alterations to construct a new waste storage room on parking levels P1 and P3.
Issued February 12, 2021
Building Permit Related(MS)Inspection
HVAC - Proposal for interior alterations to construct a new waste storage room on parking levels P1 and P3.
Issued February 12, 2021
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
1075 BAY STCondominiumUnder Review
*** Draft Plan of Condominium for 540 units.
70 m away1075 BAY STSite planUnder Review
Site Plan application for a 59-storey mixed-use building containing commercial space on the first and second floor, office space on the 3rd to 10th floor, and 540 residential units in the tower above. A 265 square metre privately-owned publicly accessible space (POPS) is proposed on Inkerman Street as well as a midblock pedestrian walkway between St. Mary Street and Inkerman Street. A total of 161 parking spaces and 605 bicycle parking spaces are proposed to support the new development.
70 m away25 ST MARY STPlan of subdivisionUnder Review
Draft Plan of Subdivision to create 2 development blocks.
140 m away25 ST MARY STSite planUnder Review
Site Plan Approval for two mixed-use towers having heights of 54 and 59-storeys.
140 m away81 ST NICHOLAS STSite planUnder Review
Site Plan Approval for a 59-storey mixed-use building having a non-residential gross floor area of 8,107 square metres, and a residential gross floor area of 40,086 square metres. A total of 650 residential dwelling units are proposed.
210 m away79 ST NICHOLAS STSite planUnder Review
Site Plan Approval for a 59-storey mixed-use building having a non-residential gross floor area of 8,107 square metres, and a residential gross floor area of 40,086 square metres. A total of 650 residential dwelling units are proposed.
210 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Bay Street Corridor right now
- For sale now
- 177
- Median asking price
- $658K
- New in 7 days
- 22
- Price cuts
- 20%
Middle half: $520K to $899K
71 in 28 days
36 listings
This home is asking 58% above the median, higher than three quarters of them.
See all homes in Bay Street CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Bay Station | TTC subway: Line 2 Bloor-Danforth | 350 m |
| Museum Station | TTC subway: Line 1 Yonge-University | 400 m |
| Bloor-Yonge Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 500 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.5 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.3 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Jesse Ketchum Junior and Senior Public SchoolToronto DSB | Public · grades JK–8 | 700 m | 89%Grade 6 average |
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 900 m | 72%Grade 6 average |
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.2 km | 66%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.8 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Joseph's College SchoolToronto CDSB | Catholic · grades 9–12 | 350 m | 66%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 850 m | — |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 1 km | 34%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 1.1 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
Similar Active Listings
Recently sold nearby
Sold prices in Bay Street Corridor are shown to signed-in members.