408-101 Charles St
Church-Yonge Corridor, Toronto, Ontario M4Y 1V2
- Bedrooms
- 1+1
- Bathrooms
- 1
- Size
- 600–699sq ft
- Per sq ft
- $830at the range’s middle
- Tax a year
- $3,2052025 tax year
- Parking
- 0underground
- Days on market
- Members
The brief
About 408-101 Charles St
408-101 Charles St is a 1+1-bedroom, 1-bathroom condo in Church-Yonge Corridor, Toronto, listed for sale at an asking price of $539,000 (MLS® C13760214).
Modern 2-bedroom suite at the highly sought-after X2 Condos, ideally located at 101 Charles Street East in the heart of downtown Toronto. This stylish unit features 9 ft ceilings, floor-to-ceiling windows, contemporary finishes, and a sleek kitchen with stainless steel appliances.Enjoy a vibrant lifestyle just steps from Yonge & Bloor, with immediate access to both Line 1 and Line 2 subway lines, making commuting effortless . Surrounded by everything you need-grocery stores, cafés, restaurants, shopping, and nightlife-plus close proximity to the University of Toronto, Toronto Metropolitan University, and major hospitals.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even48/100−$398/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 183 condos with 2 bedrooms for lease in Church-Yonge Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $3,205 / 2025
- MLS® number
- C13760214
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 600-699 sqft
- Listed on
- Parking
- Underground, 0 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Church-Yonge Corridor
- Municipality
- Toronto
Building
- Size
- 600-699 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1+1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge, Stove, Dishwasher, Washer & Dryer Microwave, Elfs
- Condo maint.
- $471
Rooms
Room details unavailable
The listing source did not provide room-level measurements or features.
Listing history
Buy/sell history for 408-101 Charles St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $539,000 | N/A | For Sale | C13760214 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $107,800
- Total mortgage amount
- $431,200
- Total interest payment
- $306,800
- Total purchase cost
- $845,800
- Mortgage payment
- $2,460/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
33%Monthly carrying cost
$3,198- Rent $2,800
- Shortfall $398
Rental income opens at $2,800, the median asking rent of 183 comparable homes for lease in Church-Yonge Corridor. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $7,255
- Toronto municipal land transfer tax
- $7,255
- Total land transfer tax
- $14,510
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $6,035
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $539,000
- $2,780
- Ontario total
- $7,255
Toronto’s municipal tax uses the same brackets at this price, so it adds another $7,255.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Not in Toronto and Region Conservation Authority’s mapped regulated areaAt the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m99 test or monitoring holes also recorded.250 m
- Groundwater recorded about 12 m below ground nearbyThe middle water level in the well records within 500 m (442 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity5
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- 59 building permits issued within 250 m in the last 2 years250 m
- 52 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
- Nearest airport: 4.0 km4 km
- Mapped parcel: about 18,630 sq ftMeasured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.At the address
Province of Ontario open data · Municipal building permits · Municipal development applications · toronto.parcels
Around the home1
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Enwave Energy Corporation — Walton Street Steam Plant, 1.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Toronto Hydro-Electric System LimitedAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Heritage and ravine protection
- Not found on the Heritage Register
- Not in a mapped Heritage Conservation District
- Not in the mapped ravine protection area
What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Permit history
1 building permit cleared at this address in the City’s file.
Other(BA)Closed
Canopy EXTENT ION
Issued February 1, 2016
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Signals around this home
Changing nearby. 6 open development applications within 800 m of this home.
40 HUNTLEY STSite planUnder Review
To permit the construction of two buildings, with building heights of 56 and 60 storeys and approximately 1,362 dwelling units, and a POPS. The project retains portions of the existing heritage listed buildings at 122-124 Isabella Street, 30-32 Huntley Street, and 38-40 Huntley Street.
140 m away112 ISABELLA STSite planUnder Review
To permit the construction of two buildings, with building heights of 56 and 60 storeys and approximately 1,362 dwelling units, and a POPS. The project retains portions of the existing heritage listed buildings at 122-124 Isabella Street, 30-32 Huntley Street, and 38-40 Huntley Street.
140 m away34 HUNTLEY STSite planUnder Review
To permit the construction of two buildings, with building heights of 56 and 60 storeys and approximately 1,362 dwelling units, and a POPS. The project retains portions of the existing heritage listed buildings at 122-124 Isabella Street, 30-32 Huntley Street, and 38-40 Huntley Street.
150 m away114 ISABELLA STSite planUnder Review
To permit the construction of two buildings, with building heights of 56 and 60 storeys and approximately 1,362 dwelling units, and a POPS. The project retains portions of the existing heritage listed buildings at 122-124 Isabella Street, 30-32 Huntley Street, and 38-40 Huntley Street.
150 m away38 HUNTLEY STSite planUnder Review
To permit the construction of two buildings, with building heights of 56 and 60 storeys and approximately 1,362 dwelling units, and a POPS. The project retains portions of the existing heritage listed buildings at 122-124 Isabella Street, 30-32 Huntley Street, and 38-40 Huntley Street.
150 m away625 CHURCH STSite planUnder Review
Site Plan Approval application for a 59-storey mixed-use tower, inclusive of a 6-storey podium. The proposed non-residential gross floor area is 10,488 square metres, and a residential gross floor area of 46,282 square metres. A total of 656 residential dwelling units are proposed.
150 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
The market
Condos for sale in Church-Yonge Corridor right now
- For sale now
- 365
- Median asking price
- $580K
- New in 7 days
- 44
- Price cuts
- 19%
Middle half: $488K to $750K
139 in 28 days
71 listings
This home is asking 7% below the median.
See all homes in Church-Yonge CorridorAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Sherbourne Station | TTC subway: Line 2 Bloor-Danforth | 450 m |
| Bloor-Yonge Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 450 m |
| Wellesley Station | TTC subway: Line 1 Yonge-University | 550 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.7 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Our Lady of Lourdes Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 600 m | 66%Grade 6 average |
| Rose Avenue Junior Public SchoolToronto DSB | Public · grades JK–6 | 650 m | 49%Grade 6 average |
| Church Street Junior Public SchoolToronto DSB | Public · grades JK–6 | 700 m | 72%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.6 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Msgr Fraser College (Isabella Campus)Toronto CDSB | Catholic · grades 9–12 | 300 m | — |
| Jarvis Collegiate InstituteToronto DSB | Public · grades 9–12 | 500 m | 34%Grade 9 math |
| Native Learning CentreToronto DSB | Public · grades 9–12 | 700 m | — |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 850 m | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Recently sold nearby
Sold prices in Church-Yonge Corridor are shown to signed-in members.