- Bedrooms
- 5
- Bathrooms
- 4
- Size
- 2,500–3,000sq ft
- Per sq ft
- $400at the range’s middle
- Lot
- 60.03 x 100 ft
- Tax a year
- $8,3322026 tax year
- Built
- 31-50
- Parking
- 62 attached
- Days on market
- Members
The brief
About 86 Monte Dr
86 Monte Dr is a 5-bedroom, 4-bathroom detached house in Gershome, Hamilton, listed for sale at an asking price of $1,099,000 (MLS® X14145890).
Designed and finished by its only owners 40 years ago, 86 Monte has 3,590 sq. ft. of finished living space that includes five bedrooms above grade and a finished basement suite for potential rental income. One bedroom is on the main floor close to the kitchen and living areas, convenient for those who need to avoid stairs. Upstairs, three bedrooms fit queen beds, and the primary with ensuite has enough room for a king without squeezing in the rest of your furniture. Down below, the finished basement includes an eat-in kitchen and a recreation room large enough for a playroom and to host the whole crew on game day. The soundproofed room, once built for music, could be converted into a bedroom. Just add flooring. There's also 1,293 sq ft of unfinished space here that includes a cantina, and storage area once used as a workshop and for wine making. You can access this apartment two ways: from the backyard or more privately from the side door and through the garage. On the main floor, the kitchen can draw a crowd without ever feeling crowded. Solid wood cabinets give every small appliance a proper home. There's a tucked-away homework station, plus room for an island or kitchen table. To one side of the kitchen, the formal living room opens to a dining room that fits a table for 10. On the other, the sunken family room easily takes a three-seater and an oversized sectional without feeling tight, with an oversized, wood-burning fireplace anchoring the space. Step out back and two patios offer views of what 40 years of planting and love have produced: mature gardens, a vegetable patch, a grapevine, and various fruit trees. This Stoney Creek street is quiet and in a fully developed subdivision with no further expansions planned. Schools, Eastgate Square, and downtown Stoney Creek are minutes away, with Confederation GO Station nearby and easy access to the Red Hill Parkway, QEW, 403, and Linc, keeping you connected in all directions.
Insights
Condition Score
Good68/1006 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall27/100−$1,858/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 21 detached homes with 5 bedrooms for lease in Hamilton right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $8,332 / 2026
- MLS® number
- X14145890
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 31-50
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 60.03 x 100 ft
- Listed on
- Parking
- 2 Attached, 6 Parking
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Gershome
- Municipality
- Hamilton
Building
- Size
- 2500-3000 sqft
- Building Age
- 31-50
- Construction
- Brick
Inside
- Bedrooms
- 5
- Bathrooms
- 4
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc 2nd, 1 × 4pc 2nd, 1 × 2pc Bsmt
- Basement Type
- Finished
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Attached
- Garage
- 2
- Additional Parking
- 4
- Total Parking
- 6
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 60.03 ft
- Depth
- 100 ft
- Lot Size
- 60.03 x 100 ft
Additional
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Appliances: Refrigerator x2, Stove x2, Dishwasher x1 & Washer. All existing electrical light fixtures, window coverings, bathroom mirrors, and wall-mounted shelving. Owned: Furnace, Central Air Conditioner and Hot Water Tank.
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Foyer | 2.31 × 1.95 m | Tile Floor, Mirrored Closet | Main |
| Living | 3.35 × 5.35 m | hardwood floor, Combined W/Dining, O/Looks Frontyard | Main |
| Dining | 3.96 × 4.36 m | hardwood floor, Combined W/Living, O/Looks Backyard | Main |
| Kitchen | 5.66 × 5.46 m | Tile Floor, Eat-In Kitchen, O/Looks Family | Main |
| Family | 5.69 × 6.7 m | Tile Floor, Brick Fireplace, W/O To Patio | Main |
| 2nd Br | 3.17 × 4.16 m | Parquet Floor, Closet, O/Looks Frontyard | Main |
| Primary | 3.53 × 4.52 m | hardwood floor, Closet, 3 Pc Ensuite | 2nd |
| 3rd Br | 3.35 × 4.14 m | hardwood floor, Closet, Window | 2nd |
| 4th Br | 3.53 × 4.11 m | hardwood floor, Closet, Window | 2nd |
| 5th Br | 3.35 × 4.77 m | hardwood floor, Closet, Window | 2nd |
| Rec | 5.66 × 9.75 m | Tile Floor | Bsmt |
| Kitchen | 6.02 × 3.65 m | Tile Floor, Eat-In Kitchen | Bsmt |
| Workshop | 5.58 × 5.76 m | Concrete Floor | Bsmt |
| Other | 5.79 × 4.64 m | Concrete Floor | Bsmt |
Listing history
Buy/sell history for 86 Monte Dr, Hamilton, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,099,000 | N/A | For Sale | X14145890 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $219,800
- Total mortgage amount
- $879,200
- Total interest payment
- $625,000
- Total purchase cost
- $1,724,000
- Mortgage payment
- $5,014/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
50%Monthly carrying cost
$5,708- Rent $3,850
- Shortfall $1,858
Rental income opens at $3,850, the median asking rent of 21 comparable homes for lease in Hamilton. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $18,455
- Total land transfer tax
- $18,455
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $14,455
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,099,000
- $13,980
- Ontario total
- $18,455
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Lot
- Lot area
- 6,003 sq ft558 m²
- Street frontage
- 60.03 ft18.3 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m1 test or monitoring hole also recorded.250 m
- Groundwater recorded about 4 m below ground nearbyThe middle water level in the well records within 500 m (32 records). It changes with the season and from spot to spot.500 m
- Bedrock about 7.9 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
- Nearest airport: 6.9 km6.9 km
Province of Ontario open data
Around the home3
- Nearest rail line: 560 m560 m
- Transit stop within 400 mFrom the transit agency’s published stop map; the nearest is 140 m away. Routes and stops change; check the agency’s schedule.400 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data · Municipal transit open data
Environmental records4
- 1 licensed pit or quarry within 2 kmThe nearest is 1.7 km away, as mapped.2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is GFL Environmental Inc. — Stoney Creek Regional Facility, 2.2 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Alectra Utilities CorporationAt the address
- Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.At the address
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Cogeco Connexion, Rogers. Cable: Cogeco Connexion, Rogers. DSL: Bell. Fixed wireless: Bell, Rogers, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Hamilton Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains public sector Data made available under the City of Hamilton's Open Data Licence
The market
Detached homes for sale in Gershome right now
- For sale now
- 17
- Median asking price
- $890K
- New in 7 days
- 1
- Price cuts
- 29%
Middle half: $820K to $1.09M
3 in 28 days
5 listings
This home is asking 23% above the median, higher than three quarters of them.
See all homes in GershomeAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Confederation GO | GO Transit train: Lakeshore West | 2.9 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St. David Catholic Elementary SchoolHamilton-Wentworth CDSB | Catholic · grades JK–8 | 1 km | 76%Grade 6 average |
| Sir Wilfrid Laurier Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 1.3 km | 52%Grade 6 average |
| Viola Desmond Elementary School Public SchoolHamilton-Wentworth DSB | Public · grades JK–8 | 1.3 km | 60%Grade 6 average |
| École élémentaire Pavillon de la jeunesseConseil scolaire Viamonde | French-language public · grades JK–6 | 4.4 km | 71%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Glendale Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 1.1 km | 38%Grade 9 math |
| St. John Henry Newman Catholic Secondary SchoolHamilton-Wentworth CDSB | Catholic · grades 9–12 | 2.2 km | 67%Grade 9 math |
| Sir Winston Churchill Secondary SchoolHamilton-Wentworth DSB | Public · grades 9–12 | 3 km | 35%Grade 9 math |
| ÉSAC Mère-TeresaConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 4.5 km | 45%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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