- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700–799sq ft
- Per sq ft
- $427at the range’s middle
- Tax a year
- $2,7752026 tax year
- Parking
- 11 underground
- Days on market
- Members
The brief
About 406-92 Church St
406-92 Church St is a 1-bedroom, 1-bathroom condo in Central West, Ajax, listed for sale at an asking price of $320,000 (MLS® E13839446).
" ATTENTION RENOVATORS " Village Gardens , the lowest offering for this size +++ 31 foot balcony east view. Meticulous building in prime demand location, see photos attached. Enjoy the benefits of walking trails, indoor pool, exercise room, sauna, party & games room, library and car wash. Convenient to local bus services, Go train, churches, great eateries, walk to fishing near Riverside Golf Course, Ajax & Pickering Casino Resort, Porsche Experience Center. THE MAINTENANCE FEE INC. ALL UTILITIES + CABLE T.V. PACKAGE.
Insights
Condition Score
Fair66/1004 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall23/100−$938/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 26 homes with 1 bedroom for lease in Ajax right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The home
Key facts
- Tax
- $2,775 / 2026
- MLS® number
- E13839446
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 700-799 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Central West
- Municipality
- Ajax
Building
- Size
- 700-799 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 4pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- Fridge
- Condo maint.
- $822
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 2.43 × 2.96 m | — | Flat |
| Dining | 3.13 × 3.55 m | — | Flat |
| Living | 3.55 × 5.55 m | W/O To Balcony | Flat |
| Br | 3.32 × 5.32 m | Sliding Doors, Double Closet | Flat |
Listing history
Buy/sell history for 406-92 Church St, Ajax, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $320,000 | N/A | Pc | E13839446 |
Members see the full history. Prices are hidden from signed-out visitors.
The numbers
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $64,000
- Total mortgage amount
- $256,000
- Total interest payment
- $182,000
- Total purchase cost
- $502,000
- Mortgage payment
- $1,460/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
71%Monthly carrying cost
$2,513- Rent $1,575
- Shortfall $938
Rental income opens at $1,575, the median asking rent of 26 comparable homes for lease in Ajax. Type over it with the rent you expect. This is a planning tool, not advice.
Land transfer tax on this home
- Ontario land transfer tax
- $3,275
- Total land transfer tax
- $3,275
- First-time buyer rebates (Ontario up to $4,000)
- −$3,275
- Total for first-time buyers
- $0
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $320,000
- $1,050
- Ontario total
- $3,275
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Yossi Kaplan, MBA, Salesperson for a full comparative market analysis.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
The land
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation4
- Inside Toronto and Region Conservation Authority’s mapped regulated areaHere the area is drawn from flood hazard, crest of slope, river meander belt, wetland mapping. Work on the property, such as an addition or grading, may need a permit from Toronto and Region Conservation Authority. It does not mean the house floods.At the address
- No mapped wetland within 120 m120 m
- No water-supply well recorded within 250 m250 m
- Groundwater recorded about 3.7 m below ground nearbyThe middle water level in the well records within 500 m (50 records). It changes with the season and from spot to spot.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity1
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasAt the address
Province of Ontario open data
Around the home2
- Nearest rail line: 540 m540 m
- A trail on the Ontario trail network within 1 km1 km
Province of Ontario open data
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- 1 facility within 1 km reports pollutant releases to Environment CanadaThe nearest is STRADA AGGREGATES — STRADA 049, 830 m away. Facilities report to the National Pollutant Release Inventory above set thresholds; reporting a release is not a finding of harm.1 km
- 2 federal contaminated sites within 1 km1 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Elexicon Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 110 m awayFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (110 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.110 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authorityor the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
The market
Condos for sale in Central West right now
- For sale now
- 7
- Median asking price
- $445K
- New in 7 days
- 1
- Price cuts
- 29%
Middle half: $366K to $450K
4 in 28 days
2 listings
This home is asking 28% below the median, lower than three quarters of them.
See all homes in Central WestAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Market area · filters apply to the charts below
The street
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Ajax GO | GO Transit train: Lakeshore East | 1.2 km |
| Pickering GO | GO Transit train: Lakeshore East | 3.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Francis de Sales Catholic SchoolDurham CDSB | Catholic · grades JK–8 | 150 m | 79%Grade 6 average |
| Lincoln Avenue Public SchoolDurham DSB | Public · grades JK–8 | 550 m | 58%Grade 6 average |
| Lincoln Alexander Public SchoolDurham DSB | Public · grades JK–8 | 750 m | 75%Grade 6 average |
| ÉÉC Notre-Dame-de-la-Jeunesse-AjaxConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 1.6 km | 83%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Pickering High SchoolDurham DSB | Public · grades 9–12 · French Immersion | 800 m | 64%Grade 9 math |
| École secondaire Ronald-MarionConseil scolaire Viamonde | French-language public · grades 9–12 | 2.2 km | 81%Grade 9 math |
| Archbishop Denis O'Connor Catholic High SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 3 km | 49%Grade 9 math |
| Pine Ridge Secondary SchoolDurham DSB | Public · grades 9–12 | 3.3 km | 51%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
The verdict
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Sold prices in Central West are shown to signed-in members.